Teen's Financial Discipline Award (FDA) Program



           Read program detail below and participate in TRIVIA exercise for money towards 529 a/c at Introduction Session January 19th 

Committee Vision:   Compliment State Mandated Financial Literacy with CORESSWC's Discipline Award for teens (4th graders - high school sophomore year)

How to Get Started

​​Registration November 26th thru January 4th for 5th graders through sophomore year in high school are welcome into the program to earn cash award for meeting or exceeding the expectations of the FDA Program.  Why engage your teens in the program flyer

  1. Teens help their family expense managing disciplines by:
    • A. Contributing to reducing primary household Expense Lanes (4): Gas, Electric, water and Food Coupons.
    • B. Teen select one or more Expense Lane they wish to compete
    • C. Paying themselves by depositing proceeds from birthday gifts, allowance or income earned
    • D. Meeting and/ or exceeding the expectations of all workshop exercises
  2. Kickoff – Saturday January 4th Meet and Greet, Parents and Teens.   Location:  Liberty Middle School, 1 Kelly Drive, West Orange, NJ 07052  (Initial utility bill fior the lanes teen is competing in is due - December 2019 or at the 1st workshop is not available)   Time:  1:00 PM - 3:00 PM 
  3. Existing teen members of the program can return but must influence the registration of another teen first
  4. Program Start Date – January 25th to June 20 
    • Workshop 1:   January 25th 11:00 AM to 1:00 PM 
      • Location: Roosevelt Middle School 36 Gilbert Pl.  NJ 07052
    • Workshop 2:  February 22nd 11:00 AM to 1:00 PM 
    • Workshop 3: March 28th 11:00 AM to 1:00 PM
    • Workshop 4:   April 25th 11:00 AM to 1:00 PM
    • Workshop 5:  May 23rd 11:00 AM to 1:30 PM
    • Workshop 6: June 20th, 11:00 AM to 1:00 PM
      • Location: TBD
    • AWARD CEREMONY: July 10th, 6:30 PM
      • Location: West Orange City Hall
  5. Award Goal: $6,000 in cash
    • $4,000 available for allocation to teens who affects the greatest reduction in the Expense Lane they elected
    • 80% of their cash award added to or creates their 529 College account
    • $2,000  available for allocation to teens who meet or exceed item C and D above
    • SUMMA CUM LAUDE –  $300, MAGNA CUMLAUDE $250 performers

Committee Mission:   Measure Teen's Financial Discipline Proficiency and Mobilize Community Leaders to encourage and support the program

Why Encourage Our Teens To Register for Our Program     

  • To develop early reliable, responsible and accountable financial management disciplines
  • To  participate in the management of the expenses that impact the household
  • To develop early savings planning
  • To be a part of the decisions that will impact their financial readiness for the future

Parent/Guardian must register together with their teen.  To register click here  FDA Registration

Award  Commitment Agreement

  • ​All teens and Parents / Guardians must attend the Award Ceremony - location, date and time communicated at the end of the program
  • Winners or their representative will be announced at the ceremony, if not in attendance cash prize will be awarded to the next runner up
  • 529 education account opened in teens name with participating bank at the award ceremony
  • Account with a minimum of 50% of the Cash award
  • Parents consider receiving and posting CORESSWC'S I'm the proud parent of CORESSWC Teen FDA Winner or lawn sign

Winners: Terms and Conditions

  • 50% of cash award deposited into 529 College Fund
  • 50% of cash award for discretionary spend or strategic savings

Trophy to each teen who successfully completes the program

To start the registration process click on the FDA Application link:   

FDA Registration

Upload Bills  with Usage Information

Until free college education is available to NJ students, we pursue our passion to reduce and/or eliminate their college debt ratio for students who qualify for our program.

Donate to Support the Financial Discipline Award Program. No Donation is too small

We are a 501(c)3 Nonprofit Charitable Organization.  Your donations are tax deductible.

Click below to donate via paypal

Committee Members


Maritza Brown

Committee Chair

Theresa Henry
FDA Instructor and Committee Member (Bio)

For additional information and interest in the application process click the contact us link.  Copy: Financial Discipline Award or FDA into the subject.  Contact Us