Until free college education is available to NJ students, we pursue our passion to reduce and/or eliminate their college debt ratio for students who qualify for our program.

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We are a 501(c)3 Nonprofit Charitable Organization.  Your donations are tax deductible.

Student's Financial Discipline Award (FDA) Program

-LEARN AND APPLY FINANCIAL LITERACY

- WIN CASH FOR YOUR POCKET AND YOUR COLLEGE A/C -

FREE TO ALL STUDENTS / PARENTS TO PARTICIPATE - REGISTRATION OCTOBER 26th THRU DECEMBER 15th

SNEAK ENROLLMENT APRIL 15TH -MAY 30TH 2021 - COLLEGE ACCOUNT REQUIRED - BEFORE ENROLLING

Read program detail below and participate in TRIVIA exercise for money towards 529 a/c at Introduction Session January 8, 2020

Committee Vision:   Compliment State Mandated Financial Literacy with CORESSWC's Discipline Award for students (1st graders - high school sophomore year)

How to Get Started

​​Registration November 26th thru January 12th for 1st graders through sophomore year in high school are welcome into the program to earn cash award for meeting or exceeding the expectations of the FDA Program.  Why engage your teens in the program flyer

  1. Students help their family expense managing disciplines by:
    • A. Contributing to reducing primary household Expense Lanes (4): Gas, Electric, water and Food Coupons.
    • B. Students select one or more Expense Lane they wish to compete
    • C. Paying themselves by depositing proceeds from birthday gifts, allowance or income earned
    • D. Meeting and/ or exceeding the expectations of all workshop exercises
  2. Kickoff: Student and Parent Meet & Greet -
    Saturday January 16th  
    Via Zoom, link to follow
    Time:  1:00 PM- 3:00 PM 
  3. Existing members of the program can return but must influence the registration of another student first
  4. Program Start Date – January 23rd to June 19th 
    • Workshop 1:   January 23rd 11:00 AM to 1:00 PM 
      • Location: Via Zoom, link to follow
    • Workshop 2:  February 20th 11:00 AM to 1:00 PM 
      • Location: Via Zoom, link to follow 
    • Workshop 3: March 27th 11:00 AM to 1:00 PM
      • Location: Via Zoom, link to follow 
    • Workshop 4:   April 24th 11:00 AM to 1:00 PM
      • Location: Via Zoom, link to follow
    • Workshop 5:  May 22nd 11:00 AM to 1:30 PM
      • Location:  Via Zoom, link to follow
    • Workshop 6: June 19th 11:00 AM to 1:00 PM
      • Location: Via Zoom, link to follow
    • AWARD CEREMONY: July 10th, 6:30 PM
      • Location: West Orange City Hall
  5. Award Goal: $6,000 in cash
    • $4,000 available for allocation to teens who affects the greatest reduction in the Expense Lane they elected
    • 80% of their cash award added to or creates their 529 College account
    • $2,000  available for allocation to teens who meet or exceed item C and D above
    • SUMMA CUM LAUDE –  $300, MAGNA CUMLAUDE $250 performers

Committee Mission:   Measure Student's Financial Discipline Proficiency and Mobilize Community Leaders to encourage and support the program

Why Encourage Our Students To Register for Our Program     

  • To develop early reliable, responsible and accountable financial management disciplines
  • To  participate in the management of the expenses that impact the household
  • To develop early savings planning
  • To be a part of the decisions that will impact their financial readiness for the future

Parent/Guardian must register together with their children.  To register click here  FDA Registration

Award  Commitment Agreement

  • ​All students and Parents / Guardians must attend the Award Ceremony - location, date and time communicated at the end of the program
  • Winners or their representative will be announced at the ceremony, if not in attendance cash prize will be awarded to the next runner up
  • 529 education account opened in teens name with participating bank at the award ceremony
  • Account with a minimum of 50% of the Cash award
  • Parents consider receiving and posting CORESSWC'S I'm the proud parent of CORESSWC Teen FDA Winner or lawn sign

Winners: Terms and Conditions

  • 50% of cash award deposited into 529 College Fund
  • 50% of cash award for discretionary spend or strategic savings

Trophy to each student who successfully completes the program

To start the registration process click on the FDA Application link:   

FDA Registration

Upload Bills  with Usage Information

Committee Members


 

Karolyn Perkowski

Member

Zanetta Glover

Mentor

Sales Leader, State Farm

 

Denise Hodges-Carter

Member

Social Worker

For additional information and interest in the application process click the contact us link.  Copy: Financial Discipline Award or FDA into the subject.  Contact Us